A.M. Best Company is a worldwide insurance-rating and information agency with more than 100 years of history. It is the largest and longest-established company devoted to issuing in-depth reports and financial strength ratings about insurance companies.

In 2003, LUBA Workers' Comp received its initial Rating of "A- Excellent" from the A.M. Best Company. Best has affirmed LUBA's Rating each year since, most recently in February of 2007 - LUBA's second rating affirmation since its conversion from a group self-insurance fund to an insurance company.

According to A.M. Best, LUBA's Rating "reflects LUBA's strong risk-adjusted capitalization, its profitable underwriting and excellent operating performance, as well as its strong business profile in the Louisiana workers' compensation market..."

"With disciplined underwriting and a focus on risk management, LUBA has produced excellent underwriting and operating results, building a solid surplus position through retained earnings and generating strong operating cash flows and good liquidity."

A.M. Best's Rating is a reflection of the long and short-term financial strength of an insurer. The rating reflects both qualitative and quantitative analysis using publicly available data and other public information.

For more information on A.M. Best, visit their site at www.ambest.com, or by clicking the below icon.