A.M. Best

A global insurance rating and information agency for more than 100 years, A.M. Best Co. is the largest and oldest company devoted to in-depth reporting on financial-strength ratings for insurance companies.

In 2003 LUBA Workers' Comp earned an "A- Excellent" rating from A.M. Best. The rating has been affirmed each year since.

A.M. Best's rating reflects an insurer’s long- and short-term financial strength using both qualitative and quantitative analyses with publicly available data and other public information.

According to A.M. Best, LUBA’s rating "reflects LUBA's strong risk-adjusted capitalization, its profitable underwriting and excellent operating performance, as well as its strong business profile in the workers' compensation market."

"With disciplined underwriting and a focus on risk management, LUBA has produced excellent underwriting and operating results, building a solid surplus position through retained earnings and generating strong operating cash flows and good liquidity," A.M. Best reported.

More information on A.M. Best is available at www.ambest.com.